35 + Astonishing Chanda Kochhar Quotes For Empowerment

Chanda Kochhar Quotes – Chanda Kocchar is the CEO and CEO of ICICI Banks and ranked 20th on the Forbes “ s list of the world’s 100 most powerful women list`. Her hard work has pocketed her handful of awards such as the Rising Star Award, 2005 Business Woman of the Year, 2004 retail banker and Excellence Award in retail banking.  She is the first leader to receive an award in the category of Woodrow Wilson Award for Global Corporate Citizenship from Woodrow Wilson Centre located in Washington, USBest Chanda Kochhar Quotes

Who is Chanda Kochhar – Bio

Chanda Kochhar is the CEO and managing director of ICICI Bank. She played an important role in developing and shaping the retail banking sector in India. Kochhar joined ICICI in 1984 as a management trainee. Soon she has entrusted an important role in the endeavor. Seeing her hard work and commendable performance, she got promoted to the post of assistant general manager and later, to deputy general manager. In 1996, she was made the head of a group established by ICICI bank which created an Infrastructure Industry Group to tap power, telecom, and transportation industry. Soon she was made the general manager and was handling relations and business with top 200 clients of the bank. Under her outstanding leadership, ICICI bank has enhanced and flourished over the years. It has also concentrated on various aspects of diversification, expansion, distribution, and technology. She went on to climb the ladder of success and promotions and finally in 2009, she was appointed as the CEO and managing director of the bank. Chanda Kochhar has been given many awards for her leadership skills and has featured in many business magazines’ list of ‘Most Powerful Women’.

Career Path: Chanda Kochhar

  • Chanda Kochhar joined the Industrial Credit and Investment Corporation of India (ICICI) as a management trainee in 1984. When she joined ICICI, she was handling project appraisal and was monitoring and evaluating projects in industries like textile, paper and cement.

  • In 1993, when the ICICI Bank was being set up, Chanda Kochhar was appointed as one of the core team members and granted major responsibilities.

  • In 1994, she got promoted to assistant general manager post, and then to deputy manager in 1996. In 1996, she was made head of the newly formed Infrastructure Industry Group of ICICI Bank which aimed to create industry expertise in areas of power, telecom and transportation.

  • In 1998, she was made the General Manager and the head of the ICICI Bank’s major client group, which handled relationships with ICICI’s top 200 clients.

  • In 1999, she found herself handling strategy and e-commerce divisions of ICICI bank. Her proficient leadership helped the bank in building the retail business and she focused more on important factors like technology, innovation, process engineering and expansion of distribution and scale.

  • By 2001, she had taken over as the executive director, and in 2006 she became the deputy managing director of ICICI bank. From 2006-07, she was given the responsibility of international and corporate businesses of the bank.

  • From 2007 to 2009, she served as the bank’s chief financial officer (CFO) and joint managing director.

  • In 2009, Chanda Kochhar was appointed as managing director and chief executive officer of the bank. Her role also includes heading the boards of most of bank’s subsidiaries.


Awards and Achievements: Chanda Kochhar


  • In 2005, Chanda Kochhar was awarded ‘Business Woman of the Year’ award by The Economic Times, and in 2006 she received ‘Rising Star Award’ for Global Awards by Retail Banker International.

  • She was also featured in the list of ‘30 Most Powerful Woman Leaders’ for eight consecutive years from 2002 to 2010.

  • She was ranked 10th in Fortune’s List of ‘Most Powerful Women in Business’ in 2010. In the same year, she was ranked 92nd in the Forbes List of ‘Most Powerful Women’ in the world.

  • In 2010, she also received ‘Outstanding Woman Business Leader of the Year’ award by CNBC TV18. Also, Financial Times ranked her 11th in list of ‘Top 50 Woman in World Business’.

  • In 2011, she was conferred with Padma Bhushan award, the third highest civilian award in India.

  • In 2014, Carleton University, Canada honoured her with doctorate degree.

  • Chanda Kochhar was listed in Time magazine’s ‘100 Most Influential People in the World’ in 2015.

  • In 2017, she was also seen in Business World magazine’s ‘BW’s Most Influential Women’ list as a woman leader.

Chanda Kochhar Quotes and Sayings

Chanda Kochhar Quotes and Sayings

“I chose to be a working wife and mother. Why should I compromise on either?” By – Chanda Kochhar

“I have it all because my children did not whine and cry when I was not there.” By – Chanda Kochhar

“I learnt to always keep my mind open to new ideas and looked at each new assignment as an opportunity to learn and prove myself.” By – Chanda Kochhar

“I take all the stress on myself so everyone else can work without stress.” By – Chanda Kochhar

# 5 Chanda Kochhar Quotes – “I believe in fate, but I also believe that hard work and diligence plays a very important role in our lives.”

“Thankfully I have an ecosystem of in-laws, parents and husband, who are my rocks.” By – Chanda Kochhar

“The growth that we are targeting for our bank is in line with the banking industry.” By – Chanda Kochhar

“We believe the new banks will complement the existing banking system, and there will be opportunities for players to identify mutually beneficial partnerships.” By – Chanda Kochhar

“We don’t understand the equity market well, and so we deploy funds in fixed-income securities, and like any other securities, investment in those securities also need to follow the mark-to-market accounting principle.” By – Chanda Kochhar

“We have to always set an aspiration for ourselves and then strive to get there.” By – Chanda Kochhar

“We need to start work with the idea that we’re going to learn every day. I learn, even at my position, every single day.” By – Chanda Kochhar

“Every business has to re-think their own business model and say does it meet this DSM test and do their products and services meet the test of being digital, social, and mobile? I think the banks are doing the same.” By – Chanda Kochhar

“My father, in a way, was a mentor in the way he instilled the basic values and ethics in me. My mother was a mentor by showing me an example to say that if women have tenacity, they can achieve whatever they have to.” By – Chanda Kochhar

“My priorities are going to be to play a very balanced role in the sense that I have to keep an eye on the challenges in the environment. At the same time, I have to keep an eye on the optimism that is there for India.” By – Chanda Kochhar

# 15 Chanda Kochhar Quotes -“Successful strategic vision lay in the fact that we visualized the retail business to be much bigger, ahead of what others thought it to be.”

“Take destiny in your own hands.” By – Chanda Kochhar

“Getting small things like Visa or driving licence should be made easier as we, in financial service sectors, are dealing with financial regulations and tax constraints.” By – Chanda Kochhar

“Adaptability is a great asset to have because life is so unpredictable, and things can change overnight for any of us.” By – Chanda Kochhar

“Aim for the sky, but move slowly, enjoying every step along the way. It is all those little steps that make the journey complete.” By – Chanda Kochhar

“Don’t give up on something just because you think you can’t do it.” By – Chanda Kochhar

“I always believe that, as you start out, while you should have a big dream – a big goal – but it’s also important to move step by step. So, you know, frankly, if you ask me, when I started as a management trainee in 1984, I don’t know that I really thought that I would become the CEO.” By – Chanda Kochhar

“I think I have it all. But I won’t say that the credit for all that goes to me. I think the credit for all that goes to everybody around me. I mean, I have it all because my entire family is so cooperative. I have it all because my children did not whine and cry when I was not there. So, I think it’s, you know, in a way, a two-way street.” By – Chanda Kochhar

“If you take existing ideas and make them affordable and scalable, you substantially change business models. India lacks an education system that is research- and creativity-oriented.” By – Chanda Kochhar

“The increase in coal production and the efficiency in coal movement are all administrative things that can add a lot to the economic growth.” By – Chanda Kochhar

# 25 Chanda Kochhar Quotes – “The restructuring theme can be of various kinds. Some amount of debt gets serviced out of cash flows, some gets back-ended and resolved with sale of non-core assets of the company, and some debt gets converted into equity which might today look like a haircut.”

“The whole thing of moving the currency through currency sorting and detection machines and so on that was the whole process actually encouraging electronic transactions.” By – Chanda Kochhar

“We need to take the country in the right direction, whether it is around administrative policy decisions or legislative changes or ensuring the macroeconomic stability.” By – Chanda Kochhar

“When we in our sector talk of the adoption of Indian consumers to new products and innovative ways of doing banking, they always exceed our expectations.” By – Chanda Kochhar

“While working hard for my career, I looked after my family and have been there for my mother and in-laws when they needed me around. They reciprocated in kind with their unconditional love and support for my career.” By – Chanda Kochhar

“India did not innovate with the ATMs. But when we brought ATMs into India and made the machines talk in 15 regional languages to the people in rural India, we got millions of transactions on the ATM.” By – Chanda Kochhar

“It is important always to make full use of opportunities that come your way, and at the same time, it is important to not just cope with the challenges but try and convert each challenge into an opportunity.” By – Chanda Kochhar

“India’s growth drivers are actually two growth drivers. One is consumption, which arises out of our demographic advantage. And the other is the investments. Because we need a lot of investment in the country.” By – Chanda Kochhar

“Clearly, for an organization to move on, it is the job of the leader to be that sponge that takes the stress from inside and the outside.”

“There were so many occasions when I wasn’t around for my kids or my husband. But we learnt to work around it. By – Chanda Kochhar

# 35 Chanda Kochhar Quotes -“The most successful businessperson is the one who holds onto as it is good, and grabs the new just as soon as it is better.”

“Investment in infrastructure is a long-term requirement for growth and a long-term factor that will make growth sustainable.” By – Chanda Kochhar

“What my parents believed was that you know, the best wealth they could give to us children was to educate us and, you know – give us that foundation.” By – Chanda Kochhar

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